India’s Top PSUs 2019

India’s Top PSUs 2019 57 Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Indian Bank About the Bank Indian Bank, established in 1907, offers banking and financial services. The bank provides loan, deposit and digital products, foreign exchange, insurance among others. The bank’s network reached a total of 2,872 domestic branches, 3,892 ATMs/BNAs and 3,022 business correspondents till Mar 2019. Indian Bank has branches in Singapore and Sri Lanka and has 227 overseas correspondent banks in 75 countries. Indian Bank was the sponsor for the amalgamated regional rural bank - Tamil Nadu Grama Bank, which commenced operations in Apr 2019. Tamil Nadu Grama Bank has a network of 630 branches covering districts of TN. In FY19, Indian Bank implemented PM Kisan Scheme of GoI, as a sole banker for TN and Puducherry. 254-260, Avvai Shanmugam Salai, Chennai - 600014, TN Website: www.indianbank.in 65-025-3912 195,194.8 210,677.0 12,589.9 3,219.5 3,648,631.5 4,233,378.6 2.9 3.0 3.8 3.8 Indian Overseas Bank About the Bank Indian Overseas Bank (IOB) was established in 1937, with a focus on foreign exchange business and overseas banking. It was nationalized in 1969. Personal banking products and services offered by IOB include CASA, term deposits, home loans, depository services. Corporate banking services offered by the bank include term loans, working capital loans, loans for professionals and self- employed. As of 31-Dec-2018, the bank had 3,284 branches, 3,385 ATMs and 2,660 BankMitras across India. On a global level, IOB has 5 international branches in Singapore, Hong Kong Main, Colombo and Bangkok (2), one representative office in Dubai, a Joint venture in Malaysia and remittance centre in Singapore. 763, Anna Salai, Chennai - 600002, TN Website: www.iob.in 65-006-7234 216,616.5 218,375.8 (62,994.9) (37,378.8) 3,493,206.3 3,551,317.1 2.2 2.1 15.3 10.8 Oriental Bank of Commerce About the Bank Oriental Bank of Commerce (OBC) was incorporated in 1943 and nationalized by GoI in 1980. The head office of OBC is located at New Delhi and the corporate office in Gurugram, Haryana. The bank operates in segments of wholesale banking, retail banking, rural and agricultural banking and NRI banking. Digital banking, deposit, retail loan, demat, insurance, MSME, forex, mutual fund, payment gateway, door step banking are some of the products and services offered by OBC. As on Mar 31, 2019, OBC’s network reached a total of 2,390 branches and 2,625 ATMs in India, with 50% branches present in rural and semi- urban areas. OBC has a representative office in Dubai, UAE. Till Mar 2019, total deposits of the bank stood at ` 2.3 tn and gross advances at ` 1.7 tn. Harsha Bhawan, E Block, Connaught Place, New Delhi - 110001, Delhi Website: www.obcindia.co.in 65-008-5574 201,812.5 205,367.7 (58,717.4) 549.9 3,437,139.4 3,919,301.9 2.2 2.7 10.5 5.9