India’s Top PSUs 2019

India’s Top PSUs 2019 58 Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Punjab & Sind Bank About the Bank Punjab & Sind Bank (PSB), incorporated in 1908, provides a range of financial products and services, including personal and corporate banking, digital banking, international banking, MSME banking and social banking. Under personal banking, the bank offers savings and current account services, term deposits, in addition to government schemes such as PPF, pension accounts, senior citizen schemes, etc. PSB also offers retail loans for housing, education, commercial vehicles, property, doctor, mortgage, business, gold etc. The bank’s digital facilities include internet, mobile and SMS banking, POS, online payment, aadhar seeding and ATM services. PSB’s international banking services comprise of NRI schemes, export/import services, forex treasury etc. 1st Floor, 21, Rajendra Place, New Delhi - 110008, Delhi Website: www.psbindia.com 91-535-6179 85,299.5 93,869.5 (7,438.0) (5,434.8) 1,682,956.1 1,677,331.4 2.1 N.A. 6.9 7.2 Punjab National Bank About the Bank Punjab National Bank (PNB), commenced its operations in 1895 and was nationalized in 1969. PNB offers personal, agricultural, corporate and international banking services along with capital services such as depository services, merchant banking, mutual funds, e-services among others. As on Mar 31, 2019, PNB has two overseas branches in Hong Kong and Dubai. The bank has two overseas subsidiaries namely, PNB International Ltd (100% share) in UK and Druk PNB Bank Ltd in Bhutan (51% share), one associate company in Kazakhstan (41.6% share) and one JV bank in Nepal (20% share). As on Mar 31, 2019, the bank posted 55% y-o-y rise in mobile banking application users and 21% y-o-y rise in internet banking service users. Plot No.4, Sector-10, Dwarka, New Delhi - 110075, Delhi Website: www.pnbindia.in 65-005-6740 568,766.4 586,876.6 (122,828.2) (99,754.9) 10,759,609.1 11,342,793.4 2.2 2.4 11.2 6.6 State Bank of India About the Bank State Bank of India (SBI) was founded in 1806 as Bank of Calcutta and evolved as SBI in 1955. As on Mar 31, 2019, the bank’s network reached a total of 22,010 branches; 58,415 ATMs, CDMs and recyclers and 435.1 mn customers. The State Bank Group, through its subsidiaries, offers a range of financial services, including life and general insurance, merchant banking, trustee business, mutual funds, credit card among others. In November 2017, SBI launched YONO, which serves as a digital bank, online market place and a financial super store. YONO provides services from e-commerce companies, including online shopping, travel planning, taxi booking, online education and offline retail. 14th Floor, State Bank Bhavan, Madame Cama Marg, Mumbai – 400021, Maharashtra Website: www.sbi.co.in 65-005-6914 2,651,000.0 2,796,435.4 (65,474.5) 8,622.3 46,412,234.7 50,972,629.3 2.5 N.A. 5.7 3.0