India’s Top PSUs 2019

India’s Top PSUs 2019 59 Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Dun & Bradstreet D-U-N-S® No Financial Snapshot ( ` Mn) Parameters FY18 FY19 Total Income Net Profit Total Business Ratios (%) NIM Net NPA Ratio Syndicate Bank About the Bank Syndicate Bank was established in 1925 as Canara Industrial and Banking Syndicate Ltd in Udupi (Karnataka). In 1963, the name was changed to Syndicate Bank Limited and in 1964, the head officewas shifted toManipal. In 1969 the bank was nationalized. Syndicate bank offers products namely, loans and deposits, digital banking, international business banking, insurance among others. As on Mar 31, 2019, the bank’s network totaled to 4,032 branches (including London Branch), 4,522 ATMs with 56 mn customers. Syndicate Bank opened 11 new Regional Offices (RO), taking the total number of ROs to 71 as on Mar 31, 2019. These 11 new ROs are spread across regions in Karnataka. Post Box No 1, Manipal - 576104, Karnataka Website: www.syndicatebank.in 65-018-1183 245,818.5 239,492.2 (32,228.4) (25,882.9) 4,834,599.7 4,649,413.6 2.4 2.4 6.3 6.2 UCO Bank About the Bank UCO Bank (UCO) was incorporated in 1943 as The United Commercial Bank Ltd and was nationalized in 1969. It primarily offers personal banking, corporate banking, MSME, international and rural banking. Under rural banking, UCO provides finance to MSME and agriculture sector, and offers schemes like Kisan Tatkal Scheme, Estate Purchase Loan Scheme, Kisan Credit Card, and Mahila Utthan among others. It had 3 circle offices, 42 zones, 3,104 domestic branches, 2,769 ATMs and four overseas branches, as of 31-Mar-2018. In FY18, UCO launched biometric-based and OTP-based eKYC facility. It also launched the UCOPAY+ mobile app with Instant Online Account Opening features and the UCO Secure app to disable/enable digital banking services. 10 BTM, Sarani, Barbourne Road, 7th floor, Kolkata - 700001, WB Website: www.ucobank.com 65-009-5433 151,411.3 158,441.5 (44,363.7) (43,210.8) 2,893,193.0 2,972,206.2 1.3 1.8 13.1 9.7 Union Bank of India About the Bank Union Bank of India (Union Bank) was incorporated in November 1919 and operates in personal corporate, MSME, rural and agriculture and international banking segments. Union Bank of India distributes life insurance products under corporate agency tie-up with Star Union Dai-Ichi Life Insurance Co. Ltd. Union Mutual Fund is sponsored by Union Bank of India. As on Mar 31, 2019, Union Bank has a network of 4,288 national branches, four overseas branches, 6,650 ATMs and 5,586 micro ATMs. Union Bank provides services to approximately more than 74 million customers and has more than 37,000 employees. In order to process retail loan products, the bank has 73 Union Loan Points mapped to 123 branches spread across 48 regions in India. Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021, Maharashtra Website: www.unionbankofindia.co.in 65-008-2340 377,378.7 385,406.1 (52,473.7) (29,474.5) 6,972,622.2 7,128,474.2 4.5 2.2 8.4 6.9