India’s Top 500 Companies 2019

INDIA’S TOP 500 COMPANIES 2019 159 Advertorial AU Small Finance Bank Limited About the Company AU Small Finance Bank (AU Bank) began its journey in 1996 as Au Financiers and under the aegis of the Reserve Bank of India (RBI), worked relentlessly for over two decades as a retail-focussed, customer-centric, systematically important asset financing Non- Banking Financial Company (NBFC). AU catered to the unserved and underserved low- and middle-income individuals and micro/small businesses, prior to becoming a bank in April 2017. This transition complemented the companies’ competencies in secured retail asset financing, last mile distribution and local knowhow thereby allowing it provide services holistically. AU Bank provides comprehensive banking services to customers from all sections of society, in line with the government’s inclusive growth agenda. Over the past two years since becoming a bank, AU Bank has added more than million new customers, more than 550 touchpoints for distribution and has expanded its offerings to 27 products and solutions across key verticals of financing, deposits, insurance, transaction banking, mutual funds, business banking and digital banking. AU Bank is listed both on the NSE (AUBANK) and BSE (540611) and counts marquee investment institutions—including but not limiting to—IFC, Temasek Holdings, Nomura, Warburg Pincus, etc. among its investors. AU Bank is led by its promoter, MD & CEO Mr. Sanjay Agarwal. He is a rank holder Chartered Accountant and a first-generation entrepreneur and holds ~31.1% stake in the Bank. He is ably supported by an experienced management team and more than 12,600 passionate AU Bankers. Key Business Highlights* 558 Touchpoints (322 bank branches, 86 banking outlets, 83 asset centres and 67 Banking Correspondents) 543** ATMs 1,00,000+ Internet and mobile banking users 12.25 Lakh Customers 27 Products and services across Deposits, Financing, Investments, Insurance, Transaction Banking AA-/Stable Long-term credit rating from four rating agencies (CRISIL Rating, India Ratings, ICRA Ratings and Care Ratings) **Including 251 ATMs at Atal Seva Kendras. Banking Platfom, Limitless Opportunities* 31-Mar-2017 31-Mar-2019 Growth Branches, Asset Centers and Banking Outlets 301 558 1.9 Times Total Assets (₹ Crores) 9,781 32,623 3.3 Times Total Customer Accounts (Active) 2,80,349 15,23,935 5.4 Times Loan Assets Under Management (₹ Crores) 10,734 24,246 2.3 Times Total Deposits (₹ Crores) 0 19,422 n.m. Employees 8,515 12,623 1.5 Times No of Products 5 27 n.m Note: *Information as furnished by company Sanjay Agarwal Managing Director & CEO Dun & Bradstreet D-U-N-S® No 67-589-0420 Top 500 Ranking Income 349 Net Profit 217 Networth 231 Financial Snapshot (In ` mn) FY18 FY19* Total Income 21,552.5 34,108.6 Net Profit 2,920.4 3,818.1 Networth 22,811.8 31,628.9 Ratios NIM (%)* 7.0 5.5 GNPA (%) 2.0 2.0 ROA (%) 2.0 1.5 Note: Rankings are based on FY18 financials Management Details Managing Director & CEO Sanjay Agarwal Whole Time Director Uttam Tibrewal Non-executive Chairman Mannil Venugopalan Additional Director (Non – Executive) Narendra Ostawal Independent Directors Krishan Kant Rathi Ms. Jyoti Narang Raj Vikash Verma Address & Website 19-A, Ajmer Road, Dhuleshwar Garden, Jaipur – 302001, Rajasthan www.aubank.in Dun & Bradstreet