India’s Leading BFSI Companies 2020

LVII Source: D&B Analysis The problems cited by MSMEs have not changed over the last several years. Access to finance has emerged as the single largest problem.Resolving this can help MSMEs in breaking barriers to scaling up 0% 15% 30% 45% Others % of responses Access to Finance Cluster development for building competitiveness Market access FINANCIAL INCLUSION - MSMEs Source: IFC Credit flow to MSMEs from the banking sector needs to increase by 3 times from the current level. Given the various concerns of the banks, this is a huge ask Total demand Unaddressable demand Addressable demand Banks NBFCs, Gov, etc. Total credit gap 69.3 32.6 36.7 8.8 2.1 25.8 Figures in Rs tn FINANCIAL INCLUSION - MSMEs Note:Addressable demand refers to near-term addressable demand Dun & Bradstreet