The Next Big Leap

actyv.ai - Changing the game for B2B transactions Imagine a future where B2B supply chains are revolutionised through embedded finance and insurance. Enter the world of actyv.ai , a cutting-edge B2B SaaS platform with embedded insurance and flexible Buy Now Pay Later (BNPL) options. Powered by artificial intelligence, the company has introduced a game- changing solution to transform the B2B supply chain by democratizing financial inclusivity and providing innovative credit and insurance products. Co-founded by Raghunath Subramanian and Ramkumar Thirumurthi in 2019, actyv.ai offers businesses of all sizes the ability to seamlessly interact with supply chain partners and financial institutions on a single platform. This means increased efficiency, profitability, and a smooth supply chain experience from start to finish. The company has grown tremendously since its inception with a BNPL throughput that’s crossed $430 million. The actyv.ai Advantage: For small and medium-sized enterprises in India, accessing sustainable credit can be a significant obstacle. Out of over 64 million MSMEs, only 14% have access to credit*. This is concerning for both the SMEs and larger corporations, who rely on these smaller firms to keep their supply chain running efficiently. As a category creator, actyv.ai is helping bridge this $530 billion credit gap by providing flexible and inclusive credit and insurance. It acts as a one-stop-solution for a diverse range of industries, including FMCG, pharma, energy and utilities, agriculture, infrastructure, and auto. The company currently works with 30+ large enterprises, 22+ financial institutions, and 15+ partners like PwC and Grant Thornton. As the Government makes significant strides to digitise India, actyv.ai intends to stay at the forefront of this digital transformation, forging a strong layer of trust between stakeholders and driving business growth for enterprises and their partners. * Source: https://www.avendus.com/crypted_pdf_path/msme- lending-report-formattedvf-img-642a719b97ccc-.pdf The actyv.ai Offering: • actyv Go - Unlock top-line growth through hassle- free digitized partner onboarding and offboarding. • actyv Score - AI-driven multidimensional score to find the right business partner. • actyv PayLater - Access to purpose-based BNPL payment options for distributors and retailers. • actyv Insure - Bite-sized insurance options for distributors and retailers. • Actvv Invest - Curated investment products, like digital gold and mutual funds, for business partners to invest surplus working capital. For more information, please visit https://www.actyv.ai/. Raghunath Subramanian Founder, Global CEO & CTO Ramkumar Thirumurthi Co-Founder & COO Ambarish Ojha Co-Founder & Head of Customer Engagement Arunprasad Ram Co-Founder & Head of Product & Engineering Chandru K Sambasivan Co-Founder & Head of Marketing & Business Development Sumit Khaneja Co-Founder & President of Embedded Offerings Dun & Bradstreet