India’s Leading BFSI and FinTech Companies 2023

India’s Leading BFSI and FinTech Companies 2023 | 85 [ DEFINITIONS & CALCULATIONS ] Sr No Particulars Formulae 1 Total Income for Insurance companies Premiums Earned - Net (Policy Holder’s Account) + Income from Investments (Policy Holder’s Account) +Other Income (PolicyHolder’sAccount) + Income from Investments (Shareholders Account) + Other Income and Miscellaneous Receipts (Shareholders Account) 2 Total Income for Banks Total Income as per RBI 3 Total Income for Other Companies Total Income as per Annual Report 4 Net Profit/Loss for Banks Net Profit/Loss as per RBI 5 Net Profit/Loss for Other Companies Profit After Tax as per Annual Report 6 Total Business Total Deposits + Total Advances 7 Net Profit Margin (NPM) % Net Profit/Total Income*100 8 Net Interest Margin (NIM) (%) Net Interest Margin as per RBI 9 Net NPA Ratio (%) Net NPA Ratio as per RBI 10 AAUM (Quarter Ended) of asset management companies Quarter endedAverageAssetUnderManagement by Mutual Funds DEFINITIONS CALCULATIONS Branded Content: The information and views published under Branded Content have been curated by organization featured in the article. The facts and opinions expressed here do not reflect the views of Dun & Bradstreet Expert’s View: The facts, views and opinions expressed in the interviews are those of the contributors and the organization they represent. Dun & Bradstreet has not verified the veracity of the statements made therein Advertorial: The content curated under this section has been produced by Dun & Bradstreet based on publicly available, published and audited annual reports of the featured organization, and presents overview of the business and financials as on 31st March 2022 Dun & Bradstreet