Manage Credit Risk, Monitor Your Customer Portfolio: Dun & Bradstreet

Credit Risk Management for the Modern
Finance Team

Introducing next-generation risk intelligence from Dun & Bradstreet for making smart credit decisions faster, keeping a watchful eye on accounts, credit risk monitoring and monitoring portfolio trends. Comprehensive, intuitive and dynamic, D&B Credit delivers Dun & Bradstreet's industry-leading data and analytics in a modern, user-friendly platform.

Credit Risk Management helps your team to contribute to more than just credit calls. D&B Credit gives you the tools and time to be smart, strategic growth drivers. With powerful segmentation tools and customised alerts, your entire team will be able to quickly zero in on what's important for the business; be it data on an individual company or the amount of risk across your entire portfolio.

Features and Benefits

With D&B Credit, Dun & Bradstreet's industry-leading credit risk analysis and financial scoring models are now more accessible and dynamic than ever.

A clear risk story

Credit risk monitoring through charts, graphs and scales as well as interactive contextual help.

Intelligent search

Build solid relationships with the right supply chain partners.

A modern interface

Intuitive wording and iconography that highlights value features and key data elements.

Advanced analytics

Analytical views highlight key insights based on segmentation for better and more effective business risk management

World-class data

The world's largest commercial Data Cloud with more than 400 million company records from 30,000 sources.

Global and normalised

A multi-language platform with globally consistent terminology and data.

Customisable alerts

Mitigate business risks with timely alerts and triggers.

5 million updates daily

Third-party web and social feeds integrated into reports, providing the most current qualitative information.

Intelligent notfication

Prominent “out-of-business” warning in the search results.

At-a-glance assessments

Intelligent assessments, easy-to-understand analytics and scores.

Relevant information

Expanded content categorised by subjects such as events, social media and articles.

Intuitive presentation

Enhanced summary that connects intelligently to each detailed topic section.

How D&B Credit Works?

Corporate risk management has changed. Finance teams play a larger role than ever in the growth and success of a business. No longer tied to a desk, crunching numbers, finance teams need access to the right information any time and anywhere. Mine the world’s largest commercial Data Cloud through an intuitive interface that puts industry-leading analytics and scores at your fingertips. Effectively monitor customer financial health and protect your business with customised daily alerts. Organise, monitor and report on your customer base with flexible tagging options that let you segment companies by the characteristics you value.

FAQs

Q. How can I learn more about D&B Credit?

You can learn more about D&B Credit here.

Q. Who can I speak with for more information?

To know more about D&B Credit, you can drop a mail to india@dnb.com or contact +91-22-4941-6666 .

Q. Can we get more than one login for multiple users?

Yes. You can choose the number of users for whom you want to get access.

Q. Can I set up alerts for companies that I want to track?

Yes. D&B Credit lets you add multiple companies to your portfolio for whom you wish to receive alerts. These alerts are available to keep you informed of breaking news, such as executive changes, earnings results, and legal judgements.

Q. What do I do if I cannot find the entity that I am looking for in D&B Credit?

In case the company that you are searching for is not there in the Data Cloud, you can request an investigation on the subject entity.

Q. How will I receive alerts in D&B Credit? Can I get them via email as well?

You can receive alerts consolidated into a daily email as well as have them added to your portfolio dashboard, homepage, and credit reports.

Q. Can D&B Credit be accessed from a mobile device as well?

Yes. You can access the D&B Credit website from a mobile device, so that you have the information you need, at all times. You can even download reports directly to your device.

Q. What is D&B Rating?

D&B Rating is Dun & Bradstreet’s very own measurement system that evaluates a company’s financial strength and size. The rating is based on factors such as company payments, financial information, public records, and business age.

Q. Can a report be fetched multiple times from D&B Credit?

For our live markets, there is no additional cost/charge for downloading the report multiple number of times. There is also no additional cost for getting the latest report multiple times during the course of your contract.

Q. How long does it take for investigations to get fulfilled?

The Turn Around Time is different for different countries. It ranges from 3-15 working days. The average TAT is around 7-8 working days, subject to the availability of data and local laws which vary, depending on which country the subject entity/company is located in.

Q. Can I get a trial access without getting into a contract? Will I be able to get the history of the reports extracted upon entering into a contract?

Yes, the users can get trial access and extract reports by submitting adequate documents. If the trial contract converts in to a commercial contract within 15 days, the user will be able to see the history of reports extracted.

Q. What is Paydex Score?

The score is based on trade experiences reported by vendors and is derived from a weighted average of a company’s combined individual payment experiences (larger invoice amounts weigh heavier in the overall index). A company needs at least three pieces of trade reported by at least two different vendors in order to have a PAYDEX®. It’s based on a scale of 1-100 (where 100=best and 0=worst). A score of 80 is the benchmark; it means that a company pays its bills on time, or promptly, according to its suppliers.

Clients Speak

FAQs

Q. How does D&B Credit help in credit risk monitoring?

A. D&B Credit is a powerful tool for managing credit risk, providing businesses with the insights they need to make informed decisions. Here’s how it supports effective credit risk monitoring.

Continuous Tracking: The platform monitors credit-related risks in real-time, ensuring up-to-date information.
Timely Updates: Users receive alerts about changes in credit scores, financial performance, and payment histories.
Data-Driven Insights: Comprehensive data and analytics help identify emerging risks before they escalate.
Proactive Decision-Making: Early identification of potential issues enables businesses to take proactive measures to mitigate risks.

Q. What factors are considered in credit risk assessment?

A. Credit risk assessment involves evaluating several key factors to determine the likelihood of a borrower defaulting on their obligations. Here are the main factors considered: Financial Health, Payment History, Credit Score, Industry Trends, Debt Levels, Management Quality.These factors combined provide a comprehensive view of credit risk, enabling lenders to make informed decisions in their credit risk assessment process.

Q. How can credit risk management improve business decision-making?

A. Credit risk management is vital for improving business decision-making by proactively addressing potential risks. Here’s how it helps: Enhanced Financial Stability, Informed Lending Choices, Effective Risk Assessment, Smart Resource Allocation, Stronger Relationships.Credit risk management is vital for improving business decision-making by proactively addressing potential risks. Here’s how it helps: Enhanced Financial Stability, Informed Lending Choices, Effective Risk Assessment, Smart Resource Allocation, Stronger Relationships.

Q. How does D&B Credit evaluate the financial stability of a company?

A. D&B Credit evaluates a company’s financial stability through a comprehensive credit risk assessment that includes several key elements: Financial Data, Historical Performance, External Factors.By combining these elements, D&B Credit effectively assesses a company's creditworthiness, helping lenders make informed decisions.

Reach out to us today

I consent to Dun & Bradstreet (D&B) using this data for marketing and analytical purposes, for sharing its knowledge reports, publications and information about products and events, via email, SMS, WhatsApp, or phonecall.

I hereby give my consent to Dun & Bradstreet (D&B) for including my details in the D&B Data Cloud database. For more details on D&B Data Cloud, click here.

Value Added Risk Solutions

D&B Credit